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Across most of Africa, women remain a lot less likely than men to have a bank account, access to formal credit or savings.
Women across most of Africa continue to have lower rates of bank account ownership, formal credit access, and savings participation than men, indicating persistent gender gaps in financial inclusion. This disparity constrains the customer base available to financial institutions and limits women's participation in formal economic activity. Closing these gaps would require targeted policy and product design addressing the specific barriers women face in accessing regulated financial services.
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